In Depth Helpful nudge

Published on July 13th, 2016 | by Daniel Castro


Agencies Should Use Data to Offer Personalized Nudges

By most metrics, Americans are not saving nearly enough. When it comes to retirement, almost a third of Americans have no savings to supplement their Social Security benefits. In addition, almost half of Americans have no savings to draw on in the event of an emergency. Not only do these conditions leave many families in a precarious financial position, but widespread financial insecurity also poses a challenge for state and local governments that may face significant demands for public assistance. While some policymakers are taking steps to address this problem, they’re missing out on an opportunity to provide personalized interventions to individuals.

Continue reading this article in Government Technology.

Image: Quinn Dombrowski.


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About the Author

Daniel Castro is the director of the Center for Data Innovation and vice president of the Information Technology and Innovation Foundation. Mr. Castro writes and speaks on a variety of issues related to information technology and internet policy, including data, privacy, security, intellectual property, internet governance, e-government, and accessibility for people with disabilities. His work has been quoted and cited in numerous media outlets, including The Washington Post, The Wall Street Journal, NPR, USA Today, Bloomberg News, and Businessweek. In 2013, Mr. Castro was named to FedScoop’s list of “Top 25 most influential people under 40 in government and tech.” In 2015, U.S. Secretary of Commerce Penny Pritzker appointed Mr. Castro to the Commerce Data Advisory Council.Mr. Castro previously worked as an IT analyst at the Government Accountability Office (GAO) where he audited IT security and management controls at various government agencies. He contributed to GAO reports on the state of information security at a variety of federal agencies, including the Securities and Exchange Commission (SEC) and the Federal Deposit Insurance Corporation (FDIC). In addition, Mr. Castro was a Visiting Scientist at the Software Engineering Institute (SEI) in Pittsburgh, Pennsylvania where he developed virtual training simulations to provide clients with hands-on training of the latest information security tools. He has a B.S. in Foreign Service from Georgetown University and an M.S. in Information Security Technology and Management from Carnegie Mellon University.

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